Trip fuel cost
Calculate fuel required in litres and total trip cost from distance, fuel consumption (L/100 km) and pump price.
Open calculatorCar running cost (TCO)
Annual car running cost: find out how much your car costs to run per year, month and kilometre. The TCO (Total Cost of Ownership) calculator combines fuel or electricity, insurance, annual inspection, maintenance, tyres, parking and washes with depreciation and optional vehicle financing.
Choose engine power type (petrol, diesel, autogas LPG or full electric EV).
Total kilometres driven per year.
Average fuel consumption per 100 km.
Average pump price per litre.
Total yearly motor insurance premiums.
Annual vehicle inspection fee — 149 is an editable example; check local inspection station rates.
Average yearly spend on servicing, oil changes, brake wear and routine repairs.
Average annualized cost of buying replacement tyres and seasonal tyre fitting.
Yearly spend on parking meters, residential parking permits or garage rental.
Annual spend on automatic washes, jet washes and car detailing supplies.
Motorway tolls, international vignettes and minor yearly motoring fees.
Price paid when buying the vehicle.
Enter 0 for a brand new vehicle or the age in years if purchased second-hand.
How many years you plan to keep the car before selling.
Estimated market value when you sell the car (leave empty for empirical model estimate).
Total cost per month
1,398
Total cost per year
16,775
True cost per kilometre
1.4
Daily cost
46
Annual fuel / energy expenditure
5,376
Annual depreciation
6,750(model estimate: 29,500)
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Fuel / electricity
5,376 (32%)Motor insurance
1,800 (10.7%)Service, MOT & tyres
2,249 (13.4%)Parking, washes & tolls
600 (3.6%)Depreciation
6,750 (40.2%)Total per year:16,775
All figures are sample defaults — enter your own numbers to calculate your actual car running cost. Depreciation is often the largest single cost in the early years of car ownership.
Alternative: public transport + taxi / car-sharing
Cost of a monthly bus, metro or commuter rail transit pass.
Kilometres travelled each year via taxis, Uber/Bolt or car-sharing services.
Average fare per kilometre for taxi or ride-hailing journeys.
Annual cost of alternative:3,440
Difference (car vs alternative):+13,335
Break-even mileage for car ownership:No break-even point — owning a car is more expensive across all realistic mileages.
Owning a car costs 13,335 more per year than public transit and taxis.
Working time: how long do you work for your car?
Your net take-home earnings per one hour of regular work.
Working hours per year for the car:419 h
Full working days (8 h):52.4
Working minutes per calendar day:69 min
To pay for car expenses, you work 52.4 full working days each year (69 minutes every day).
Compare two powertrains (e.g. petrol vs EV)
Select the alternative car powertrain for side-by-side comparison.
Fuel consumption in L/100 km or electricity consumption in kWh/100 km.
Price per litre of fuel or average price per 1 kWh of electricity.
Purchase price of the alternative car (e.g. higher sticker price of an electric vehicle).
Annual insurance premium for the second vehicle.
Average yearly servicing spend (often lower for electric vehicles).
Annual cost of variant 2:16,372
Annual TCO difference (incl. depreciation):+403
Annual running cost difference:+2,820
Simple payback on purchase price difference:8.9 years
Note: payback occurs after the planned ownership period.
The higher purchase price (25,000) pays back in 8.9 years through lower running costs (2,820/year).
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Educational estimate only. Not medical, tax, legal or financial advice.