Future price
A sum after N years at a constant inflation rate.
Open a calculatorRaise versus inflation
The new salary is the current figure times one plus the raise. The real change is (1 + raise) / (1 + inflation) − 1. The salary that only keeps purchasing power is the current figure times one plus inflation. CPI is not your personal basket. This is arithmetic, not a negotiation script.
Current monthly pay — gross or net, but keep the same scale for the raise.
Current monthly pay — gross or net, but keep the same scale for the raise.Nominal raise in percent — how much is added to current pay.
Nominal raise in percent — how much is added to current pay.%
Inflation over the same period — real change is (1+r)/(1+i)−1, not simple subtraction.
Inflation over the same period — real change is (1+r)/(1+i)−1, not simple subtraction.%
Real change
+3.8%
New nominal pay
8,640
New pay in today’s money
8,308
Pay that only matches inflation
8,320
Real change: +3.8%
A raise equal to inflation is a real change of zero. Tax brackets and a higher ZUS base can still shrink take-home.
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An educational estimate. Not medical, tax or credit advice.