Poland
Poland JDG (B2B) 2026
Compare 2026 Polish sole-proprietorship (JDG) net income across the progressive tax scale (12%/32%), 19% flat tax and lump-sum (ryczałt).
Open calculatorJDG hourly rate & workday calendar
Enter your net hourly invoice rate (ex-VAT), daily hours, tax regime (progressive scale, 19% flat tax or ryczałt) and ZUS tier. The calculator counts exact working days in Poland for the selected year (excluding weekends and Polish public holidays), computes annual revenue, and deducts 2026 ZUS, health insurance and PIT to show your true net annual and hourly take-home pay.
Amount invoiced per hour before VAT, ZUS and PIT.
zł/h
Defaults to 8 hours per day — adjust if you bill fewer hours.
h
Average monthly deductible expenses — lowers tax on the scale and 19% flat tax (not applicable to ryczałt).
zł
Annual net take-home
216 055,41 złFlat tax 19%
Effective net hourly rate
106,75 zł/h
Annual net revenue from calendar
303 600,00 zł253 workdays × 8 h = 2024 h
Annual PIT
50 680,00 zł
Annual social ZUS
23 121,12 zł
Annual health contribution
13 743,47 zł
The link may contain your inputs. Anyone receiving it can read them.
| Period | Workdays | Hours | Net revenue |
|---|---|---|---|
| Month 1 | 20 | 160 | 24 000,00 zł |
| Month 2 | 20 | 160 | 24 000,00 zł |
| Month 3 | 22 | 176 | 26 400,00 zł |
| Month 4 | 21 | 168 | 25 200,00 zł |
| Month 5 | 20 | 160 | 24 000,00 zł |
| Month 6 | 21 | 168 | 25 200,00 zł |
| Month 7 | 23 | 184 | 27 600,00 zł |
| Month 8 | 21 | 168 | 25 200,00 zł |
| Month 9 | 22 | 176 | 26 400,00 zł |
| Month 10 | 22 | 176 | 26 400,00 zł |
| Month 11 | 20 | 160 | 24 000,00 zł |
| Month 12 | 21 | 168 | 25 200,00 zł |
| Total | 253 | 2024 | 303 600,00 zł |
Planning estimate only — not a substitute for an accountant.
By default, invoices cover Monday–Friday excluding holidays, including Christmas Eve from 2025. B2B does not automatically inherit employee compensatory days for Saturday holidays: enable the option only if your contract provides them. Reduce hours for leave and sickness. The calendar uses the selected year; tax parameters remain 2026. Monthly/quarterly rows show revenue, not PIT payment schedules.
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Educational estimate only. Not medical, tax, legal or financial advice.