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Cost of raising a child

Annual spend = monthly spend × 12. Total = annual spend × years counted (e.g. 18 years to adulthood), without inflation or child-benefit offsets.

Average monthly cost of food, clothing, childcare, schooling and activities.
Number of years included — e.g. 18 years to adulthood.

Total over period
388,800 zł
Annual spend
21,600 zł

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For comparison, Poland’s 800+ benefit over 18 years totals 172,800 zł.

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Educational estimate only. Not medical, tax, legal or financial advice.

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