Annuity payout / loan payment
Calculate the fixed monthly payout (or loan payment) that brings a balance to zero over N years at a constant interest rate.
Open calculatorNPV (Net Present Value)
Discounts a level stream of annual cash inflows at your chosen discount rate (cost of capital) and subtracts the initial investment outlay. An NPV above zero indicates the project earns more than the discount rate.
One-off capital spent at year zero.
Fixed net cash inflow generated each year.
Number of years the cash inflow continues.
Required annual return or cost of capital in percent.
%
Net Present Value (NPV)
9,678
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Models level annual cashflows with no terminal residual value, no tax and no repair costs.
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Educational estimate only. Not medical, tax, legal or financial advice.