Poland
Poland salary 2026
Umowa o pracę, monthly, first PIT band, PIT-2. A planning estimate — not a payslip.
Open a calculatorPPK contributions
The employee and employer parts are percentages of gross pay. The state adds 250 zł once and 240 zł each year you stay in. The pot compounds monthly contributions at the yearly return you type and adds the state cash at the end of each year. Employer PPK is taxable income; early exit and the capital-gains tax at retirement are not modelled. A sketch, not a fund factsheet.
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%
Pot after those years
46,926
Paid in each month
280
Your monthly part
160
Employer monthly part
120
First year including state cash
3,850
Cash paid in (no return)
36,250
Pot after those years: 46,926
Basic rates are 2% and 1.5%. You can raise yours to 4% and the employer to 4%. Auto-enrolment can be left. Fees sit inside the return you type.
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An educational estimate. Not medical, tax or credit advice.