IKE / IKZE room

2026 ceilings: IKE 28 260 zł, IKZE 11 304 zł, or 16 956 zł if you tick self-employed. Remaining is the ceiling minus what you already paid. The PIT sketch is contribution × the rate you type, not a tax return.

Already paid into IKE

zł

Already paid into IKZE

zł

PIT rate for the IKZE sketch

Higher IKZE ceiling (self-employed)

IKE remaining

20,260 zł

IKZE remaining

7,304 zł

IKE ceiling

28,260 zł

IKZE ceiling

11,304 zł

IKZE PIT sketch

480 zł

Limits follow the 2025 ministry notices for 2026. Over-limit payments do not raise the sketch. IKE has no PIT deduction here.

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An educational estimate. Not medical, tax or credit advice.

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