Poland
PPK retirement savings (Poland)
Calculate monthly Polish PPK contributions, the 250 zł welcome bonus, the 240 zł annual state top-up once its threshold is met, plus projected portfolio value.
Open calculatorIKE / IKZE limits 2026 (Poland)
2026 annual contribution caps in Poland: IKE 28,260 zł; IKZE 11,304 zł (or 16,956 zł for self-employed JDG owners). The calculator subtracts what you have already paid in this year and estimates your PIT tax relief from IKZE contributions.
zł
zł
%
Remaining IKE room
20,260 zł
Remaining IKZE room
7,304 zł
2026 IKE annual limit
28,260 zł
2026 IKZE annual limit
11,304 zł
Estimated PIT tax saving from IKZE
480 zł
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IKZE contributions are deducted from your taxable income in your annual PIT return; IKE offers no upfront tax deduction but exempts investment gains from the 19% Belka tax after age 60.
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Educational estimate only. Not medical, tax, legal or financial advice.