FIRE number
A nest egg from yearly spend and a withdrawal rate, then years of saving at a constant return.
Open a calculatorSavings rate
The rate is saved ÷ income. Yearly is the monthly save times twelve. Compare with the FIRE page: a higher rate shortens the years more than a higher return.
Take-home pay after tax — what lands in your account each month, not gross salary.
Take-home pay after tax — what lands in your account each month, not gross salary.What you set aside this month — transfers to savings, investments and employer PPK if it leaves your current account.
What you set aside this month — transfers to savings, investments and employer PPK if it leaves your current account.Savings rate
20%
In a year
19,200
Savings rate: 20%
Count the employer PPK as saved if it really leaves the current account.
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An educational estimate. Not medical, tax or credit advice.