FIRE number
Calculate your target financial-independence portfolio from annual spending and safe withdrawal rate, plus years to reach it.
Open calculatorSavings rate
Savings rate = monthly savings ÷ monthly net take-home income. Annual savings equals your monthly amount multiplied by 12.
Net pay that lands in your bank account each month after tax.
Total cash transferred to savings, investments or retirement accounts this month.
Savings rate
20%
Annual savings total
19,200
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Include pension contributions (such as PPK, IKE or IKZE) and mortgage principal overpayments if they build your net worth.
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Educational estimate only. Not medical, tax, legal or financial advice.