Heat pump
A year’s space-heat demand from floor area and a rough insulation class, then electricity at a chosen SCOP versus gas.
Open a calculatorUseful heat is the figure you enter. Boiler fuels are divided by calorific value and by boiler efficiency. Resistance heat is 1 kWh in, 1 kWh out. A heat pump divides by SCOP. Default calorific values: gas 10 kWh/m³, pellet 4.8 kWh/kg, coal 7, wood 4, oil 10 kWh/L. Prices are yours. Chimney, delivery and capital cost are not in the running figure.
Wood: 3,500 zł · 5,000 kg
The cheapest row is only the fuel bill at the prices you typed. A leaky house, wet wood or a low SCOP in January can invert the ranking.
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An educational estimate. Not medical, tax or credit advice.