Heart-rate zones
Karvonen zones from age and resting heart rate. Max HR is 220 minus age.
Open a calculatorClassic is 220 − age. Tanaka is 208 − 0.7 × age. Both miss trained outliers by 10–20 bpm. Zones on the heart-rate page use whatever max you believe.
Tanaka: 184
A field test or a watch max beats both formulas.
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An educational estimate. Not medical, tax or credit advice.